Last updated: September 2026
By accessing or using Car Deal X-Ray ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service. Your use of the Service constitutes your acceptance of these terms.
Car Deal X-Ray is an analytical tool that helps users evaluate vehicle financing and lease agreements. The Service provides deal scoring, financial analysis, negotiation guidance, and educational resources. The Service does not provide financial advice, legal advice, or financing — it is an informational and educational tool only.
The analysis, scores, findings, and recommendations provided by the Service are for informational purposes only and do not constitute:
You should consult with qualified financial and legal professionals before making any financial decisions. The Service is not a substitute for professional advice.
The Service's analysis is based entirely on the information you enter. We do not verify your data against dealer records or third-party sources. If you enter incorrect or incomplete information, the analysis will be inaccurate. You are responsible for ensuring the accuracy of the data you provide. Always verify final numbers with your dealer before signing any agreement.
Access to the Service requires a purchased subscription. You are responsible for:
Your deal data is private and visible only to you. We do not share your personal information or deal data with dealers, lenders, or third parties. Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.
You agree not to:
The Service, including its scoring engine, analysis methods, interface design, and educational content, is the intellectual property of Car Deal X-Ray. You may not copy, modify, distribute, or create derivative works from the Service without written permission. You retain ownership of the deal data you enter.
The Service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Car Deal X-Ray shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Service, including but not limited to financial losses resulting from decisions made based on the Service's analysis. You use the Service at your own risk.
Car Deal X-Ray is not affiliated with, endorsed by, or connected to any vehicle dealer, manufacturer, lender, or financial institution. The Service does not arrange financing, negotiate deals, or facilitate transactions. Any negotiation guidance provided is educational and should be used at your own discretion.
We reserve the right to modify, suspend, or discontinue the Service or any part of it at any time. We may update the scoring engine, analysis methods, and educational content without notice. We will notify users of significant changes to these Terms of Service via the Service or by email.
We may suspend or terminate your access to the Service if you violate these Terms of Service or for any other reason at our discretion. You may stop using the Service at any time. Upon termination, your right to use the Service ceases, but your deal data will remain available to you as described in our Privacy Policy.
We may update these Terms of Service from time to time. The "Last updated" date at the top of this page indicates when the terms were last revised. Your continued use of the Service after changes are posted constitutes your acceptance of the updated terms.
These Terms of Service are governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein. Any disputes arising from these terms or your use of the Service shall be resolved in the courts of Alberta.
If you have questions about these Terms of Service, please send us a message. We will respond to your inquiry as promptly as possible.